Dana Point California Jumbo Loans.net offers the lowest rates on Dana Point California jumbo loans, super jumbo loans, stated income loans, 2nd mortgages, home loans, refinancing and debt consolidation.
Welcome to Dana Point California Jumbo Loans .net
Dana Point California Jumbo Loans services include jumbo loans, fixed rate jumbo loans, adjustable rate jumbo loans, super jumbo loans, stated income loans, refinance loans, 2nd mortgages and purchases loans throughout Dana Point California. Dana Point California Jumbo Loans.net is the most knowledgable and experienced licensed Dana Point California mortgage broker in the available.

Contact one of Dana Point California Jumbo Loans .net qualified mortgage brokers today for a FREE MORTGAGE ANALYSIS -- 24 HOUR APPROVAL -- and a NO OBLIGATION QUOTE @ 415.380.2347 and ask for Rich Juarez!
Dana Point California Jumbo Loans Information
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Contact one of our Dana Point California Jumbo Loans .net qualified mortgage brokers today for a FREE MORTGAGE ANALYSIS -- 24 HOUR APPROVAL -- and a NO OBLIGATION QUOTE @ 415.380.2347 and ask for Rich Juarez!


For more information on which loan program we offer may be right for your needs click on any of the links below .
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Dana Point California Jumbo Loan Options
JUMBO LOAN MORTGAGE PROCESS

Dana Point California jumbo mortgage loan processing follows this simple pattern:

  • Present loan proposal based on the initial jumbo mortgage inquiry
  • We gather borrowers home information, social security numbers and income.  Finalize 1003 mortgage application for the jumbo loan, and obtain preliminary credit approval. 
  • Send out initial good faith estimate and other disclosures for the Dana Point California mortgage
  • Request documentation, consisting of income (verified or not), current mortgage information, insurance information, legal authorizations and assets
  • Upon receipt of the required documents including, order title work, schedule appraisal, request payoff information and mortgage history, we will submit final documentation to underwriter and set signing date.
  • Verify final closing numbers and lock in rate (if not already locked in)
  • Print final loan documents and forward to signing agency
  • Sign and fund loan, or wait for 3 day cancellation period to fund

As in any mortgage transaction, additional information may be required to finalize a 'clear to close' with  underwriting.  We will listen closely to your needs up front, so that we may present all necessary information in a timely manner to underwriting.
STATED INCOME JUMBO LOANS

A stated income jumbo loans is a loan that can help you purchase an expensive home without having ot verify your income. This program is less costly for the borrower when compared to other reduced or non documentation type loan programs. This type of loan is perfect if you have a job that make verifying income difficult. As long as you have decent credit you can qualify for the stated income mortgage program. This type of loan is available as a jumbo loan or non conforming loan. Contact the jumbo loan experts at Dana Point California Jumbo Loans.net for more information on jumbo loans and the other various types of jumbo loans.
BALLOON RATE JUMBO MORTGAGES

A balloon mortgage is a mortgage that has equal monthly payments amortized over 30 years at a fixed rate for a stated term. Borrowers should be aware that this type of loan has a large lump sum payment due at the end of the loan contract that is equal to the remaining principle balance plus any interest and charges due. Contact Dana Point California Jumbo Loans.net for more information toll-free at 415.380.2347 and ask for Rich Juarez.
Dana Point California REAL ESTATE INFORMATION
Dana Point California Jumbo Loans .net offers jumbo loans for people all over Dana Point California whether it be for buying a new home or starting your own business. Check out information on popular areas where we help new residents with jumbo loans, if you are looking to relocate to an area not listed below contact our office and we will work with you to get you the loan you need in the area you want.

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FIXED RATE JUMBO MORTGAGES

A fixed rate jumbo mortgage loan is a mortgage loan that does not go with the current market rates. The interest rate that was givin with the mortgage loan is the interest rate that stays throughout the life of the loan. A loan that follows the current market would be an ARM. The fixed rate jumbo mortgage loan also is a non-conforming loan, this means that the mortgage loan is above the standard $322,700 of most conforming mortgage loans. Contact your jumbo mortgage professionals at Dana Point California Jumbo Loans.net at 415.380.2347 and ask for Rich Juarez.

ADJUSTABLE RATE JUMBO MORTGAGES

An adjustable rate jumbo mortgage loan is a mortgage loan that fluctuates with the current market rates based on the agreed terms. The interest rate that was givin during closing is subject to increases usually in year increments. Most clients that understand the benefits of utilizing an adjustable rate jumbo mortgage use this program with the intention of refinancing their jumbo ARM loan at the end of the initial term. Contact your jumbo mortgage professionals at Dana Point California Jumbo Loans.net at 415.380.2347 and ask for Rich Juarez for more explanation of jumbo loans.



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Mill Valley, CA 94941
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Dana Point is the home of the popular sportfishing vessels owned and operated by Dana Wharf Sportfishing. They are available for charter and/or a day of fishing. The Ocean Institute offers a variety of programs for the whole family as well. Enjoy sea adventure cruises day and evening and summer programs on the Brig “Pilgrim”. The Dana Point Youth and Group facility attracts hundreds each week for its wide variety of programs for all ages. Their Summer Beach Camp is very popular for kids who want to spend supervised time at the beach. Catalina Island is just a boat ride away. Catalina Express and Catalina Explorer offer many departures / arrivals times.

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Dana Point is the home of the popular sportfishing vessels owned and operated by Dana Wharf Sportfishing. They are available for charter and/or a day of fishing. The Ocean Institute offers a variety of programs for the whole family as well. Enjoy sea adventure cruises day and evening and summer programs on the Brig “Pilgrim”. The Dana Point Youth and Group facility attracts hundreds each week for its wide variety of programs for all ages. Their Summer Beach Camp is very popular for kids who want to spend supervised time at the beach. Catalina Island is just a boat ride away. Catalina Express and Catalina Explorer offer many departures / arrivals times.