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Welcome to California Jumbo Loans .net
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| Malibu, California Real Estate Information |
Malibu is located along the northwest coast of Los Angeles and stretches over a beautiful 21 mile coastline. The city of Malibu offers a number of attractions and sites, such as the Malibu Lagoon Museum and the Malibu Pier.
Malibu is also home to the beautiful Pepperdine University which is one of Southern California's premiere university. The crime rate is very low and therefore it is a great place to raise a family. All these things make Malibu a great place to live, to see how you can live in one of the best cities in the world, contact California Jumbo Loans.net for more information.
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| Malibu, California Jumbo Loan Information |
| Quick Application
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Contact one of our California Jumbo Loans .net qualified mortgage brokers today for a FREE MORTGAGE ANALYSIS -- 24 HOUR APPROVAL -- and a NO OBLIGATION QUOTE @ 415.380.2347 and ask for Rich Juarez!
California Jumbo Loans offers jumbo loans, fixed rate jumbo loans, adjustable rate jumbo loans, super jumbo loans, stated income loans, refinance loans, 2nd mortgages and purchases loans throughout California. California Jumbo Loans .net is the most knowledgeable and experienced licensed California mortgage broker in the entire state of California. |
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*Required Fields
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| JUMBO LOAN MORTGAGE PROCESS |
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California jumbo mortgage loan processing follows this simple pattern:
- Present loan proposal based on the initial jumbo mortgage inquiry
- We gather borrowers home information, social security numbers and income. Finalize 1003 mortgage application for the jumbo loan, and obtain preliminary credit approval.
- Send out initial good faith estimate and other disclosures for the California mortgage
- Request documentation, consisting of income (verified or not), current mortgage information, insurance information, legal authorizations and assets
- Upon receipt of the required documents including, order title work, schedule appraisal, request payoff information and mortgage history, we will submit final documentation to underwriter and set signing date.
- Verify final closing numbers and lock in rate (if not already locked in)
- Print final loan documents and forward to signing agency
- Sign and fund loan, or wait for 3 day cancellation period to fund
As in any mortgage transaction, additional information may be required to finalize a 'clear to close' with underwriting. We will listen closely to your needs up front, so that we may present all necessary information in a timely manner to underwriting.
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STATED INCOME JUMBO LOANS
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A stated income jumbo loans is a loan that can help you purchase an expensive home without having ot verify your income. This program is less costly for the borrower when compared to other reduced or non documentation type loan programs. This type of loan is perfect if you have a job that make verifying income difficult. As long as you have decent credit you can qualify for the stated income mortgage program. This type of loan is available as a jumbo loan or non conforming loan. Contact the jumbo loan experts at California Jumbo Loans.net for more information on jumbo loans and the other various types of jumbo loans.
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BALLOON RATE JUMBO MORTGAGES
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A balloon mortgage is a mortgage that has equal monthly payments amortized over 30 years at a fixed rate for a stated term. Borrowers should be aware that this type of loan has a large lump sum payment due at the end of the loan contract that is equal to the remaining principle balance plus any interest and charges due. Contact California Jumbo Loans.net for more information toll-free at 415.380.2347 and ask for Rich Juarez.
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CALIFORNIA REAL ESTATE INFORMATION
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California Jumbo Loans .net offers jumbo loans for people all over California whether it be for buying a new home or starting your own business. Check out information on popular areas where we help new residents with jumbo loans, if you are looking to relocate to an area not listed below contact our office and we will work with you to get you the loan you need in the area you want.
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FIXED RATE JUMBO MORTGAGES
A fixed rate jumbo mortgage loan is a mortgage loan that does not move or adjust with the current market rates. The interest rate on a fixed rate mortgage loan stays stable throughout the life of the loan. A loan that follows the current market would be an ARM. The fixed rate jumbo mortgage loan also is a non-conforming loan; this means that the mortgage loan is above the standard $322,700 of most conforming mortgage loans. Contact your jumbo mortgage professionals at California Jumbo Loans.net at 415.380.2347 and ask for Rich Juarez.
ADJUSTABLE RATE JUMBO MORTGAGES
An adjustable rate jumbo mortgage loan is a mortgage loan that fluctuates with the current market rates based on the agreed terms. The interest rate that was agreed upon during closing is subject to increases usually in annual increments. Most clients that understand the benefits of utilizing an adjustable rate jumbo mortgage use this program with the intention of refinancing their jumbo ARM loan at the end of the initial term. Contact your jumbo mortgage professionals at California Jumbo Loans.net at 415.380.2347 and ask for Rich Juarez for more explanation of jumbo loans.
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